Course Map for

 

Financial Literacy

 

Last updated May 2011-12

 

Month

Content

Skills

assessment

1st semester:

August-September

 

2nd semester:

January-February

Standard 1 Students will use a rational decision-making process to set and implement financial goals.

 

 

Obj. 1 Explain how goals, decision-making, and planning affect personal financial choices and behaviors.

Obj. 2 Analyze the role of cultural, social, and emotional influences on financial behavior.

Obj. 3 Relate financial decisions to personal and societal consequences.

Written assignments

 

Quizzes

 

Group projects

1st semester:

October

 

2nd semester:

March

Standard 2 Students will understand sources of income and the relationship between income and career preparation.

 

Obj. 1 Identify various forms of income and analyze factors that affect income.

Obj. 2 Identify and understand required income withholdings.

Obj. 3 Analyze criteria for selecting a career and the impact of career choices on income and financial stability.

Written assignments

 

Quizzes

 

Group projects

1st semester:

November

 

2nd semester:

April

Standard 3 Students will understand principles of money management.

Obj. 1 Describe the role of planning and maintaining a balanced budget.

Obj. 2 Understand credit uses and costs.

Obj. 3 Describe the impact of credit on money management.

Obj. 4 Describe the rights and responsibilities of buyers and sellers under consumer protection laws.

Obj. 5 Discuss the purposes for insurance and risk management.

Written assignments

 

Quizzes

 

Group projects

1st semester:

December-January

 

2nd semester:

May

Standard 4 Students will understand savings, investing, and retirement planning.

Obj. 1 Describe the value and use of savings in financial planning.

Obj. 2 Describe the value of investing and types of investments in the financial planning process.

Obj. 3 Compare savings and investments.

Obj. 4 Analyze the financial preparation for retirement.

Written assignments

 

Quizzes

 

Group projects

 

Final Semester Test/Project